SBA Eliminates the “Personal Resources Test”

The U.S. Small Business Administration (“SBA”) recently released its Final Rule for its updates to the popular 504 and 7(a) loan programs. Before April 21, 2014, an applicant for one of these popular SBA loans was required to show that the desired funds were not available from the personal resources of any owner of 20%… View Article


Good Contracting and Agreement Practices for Businesses and Individuals Providing Fee-Based Creative, Development and Marketing Services

Whether you are a freelance independent contractor or an established company that develops websites or applications, creates graphic design work-product, or engages in SEO/SEM work, you may have experienced many customers or potential customers who want “something for nothing” (i.e. for the possibility of something in the future). For example, many start-ups or established companies… View Article


HIPAA Administrative Simplification Rules

The Department of Health and Human Services provided its Modifications to the HIPAA Privacy, Security, Enforcement, and Breach Notification Rules under the Health Information Technology for Economic and Clinical Health Act (“HITECH”), the Genetic Information Nondiscrimination Act, and Other Modifications to the HIPAA Rules (collectively also known as the “Final Rule”) on January 25, 2013…. View Article